I probably sound ridiculous.. but I really need an answer..? what is this stuff on my stomach!?

i've been having a lot of insecurities this past year about weight/body but there are 2 particular things that bother me the most..first let me start out with my basic measurements to help you get an idea of my body type...
5'2"
115lbs
32DD-24-34
so judging from my measurements i sound pretty normal/healthy & i know i am not fat or anything but sometimes I just get so insecure about these 2 things that it makes me feel like i am. the first one is the most important that has been bugging me for a long time now & i've asked doctors, trainers etc. about what it is or how to get rid of it but no one can give me a straight answer. i have a pretty thin stomach & good ab muscles but not only are they covered with a layer of fat/rolls that i can't get rid, i also have this like bumpy skin that is like rolls or dimples that kind of looks like cellulite, heres a pic:
http://www.imagebam.com/image/220a07142610037
my second thing is my thighs, mainly the inner thighs.. i exercise everyday running kickboxing etc but some reason they are kind of thick & touch sometimes when i walk/run but mainly when i stand together. i know this is a problem for a lot of women so i mainly would like to take care of my stomach thing first. also, i have tried so many things for both the issues.. i have gone on low calorie diets, or cut bad foods out & that kind of stuff & also like i said i exercise a lot & work so hard but now im getting to the point where i don't even know if its worth it cause nothing has really changed.
...so yeah....sorry for this really long question but i just don't know what else to do cause no one can give me a straight answer/reason or help me, haha so please try to give me your ideas or tips.
thank you <3

=====

HI there,

Not a strange question at all. Thanks for being so detailed! This is a very good question that a lot of women share.

I looked at the photos and what you are looking at is normal type of subcutaneous fat in the midsection. (Subcutaneous means under the skin) and water retention in the midsection.


fat and water retention in the midsection is a bit different from fat and water retention in other places of the body.

There are a few causes of this particular body fat and water-retention.
One: insulin and cortisol. If you go to my pages that talk about insulin and cortisol and learn about them, you'll see what needs to be done to solve that source of this fat.

Two: Over training. If a person is over training or in anyway stressed, they will secrete cortisol and cortisol will cause water to be stored in the mid section. That is why it looks like it "rolls."

Three: Insulin. If insulin is high, you store water and subcutaneous fat in the midsection. Keeping blood sugar lower will lower insulin. Eating more protein throughout the day also regulates blood sugar and that lowers insulin.

Four: Low calorie diets stress your body and will cause fat to be stored there. Low calorie diets are one of the worst things you can do to get learn. A better way is to eat several small meals a day. When you eat a big meal when your blood sugar is low your blood sugar will spike and you will get an insulin spike and that will cause you to store fat the way it is now.

Lastly: Cut back on the cardio and get into weight lifting. I know weight lifting is less desired by women. But it is the kind of exercise that makes you look younger, makes your skin tighter, created long and lean muscles that look toned. When you look at bikini models on covers of magazines, especially the fitness ones, they lift weights. If you do the "big" weight lifting exercises like squats, pull downs, bench press you will burn more belly fat and get a flatter stomach. If you do High Intensity Interval Training for 20 minutes a session you will burn belly fat and get a flat stomach. If you have a schedule like this?

M: Weight Lifting for 30 mins
T: HIIT 20 mins
W: Weight Lifting for 30 mins
Th: HIIT 20 mins
F: Weight Lifting for 30 mins
Sa: HIIT 20 mins

That is ideal.

For eating, get one serving of protein (the size of a deck of cards or your palm) and one serving of Starch (the size of your fist) and have veggies with it. That is what a meal should be for you three times a day. Then having a snack in between each meal is important too! Snacking on almonds, protein bars, protein shakes, etc. Keep your blood sugar level and therefore your insulin levels regular.

Replace sugar with stevia xylitol or "Just like Sugar" (google it if you don't know what that is)

When you get rid of sugar, your stomach gets flat.

Stop consuming high fructose corn syrup, or corn syrup. Look at ingredients. Corn syrup in ANY form gives you belly fat.

Tey it out for a month and let me know